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1 loan
1 noun(money lent) prêt m; (money borrowed) emprunt m;∎ to take out a loan faire un emprunt;∎ to apply for a loan demander un prêt;∎ to repay a loan rembourser un emprunt;∎ loan at interest prêt à intérêt;∎ loan at notice prêt à terme;∎ loan on collateral prêt sur gage ou sur nantissement;∎ loan on mortgage prêt hypothécaire ou sur hypothèque;∎ loans outstanding encours m;∎ loan on overdraft prêt à découvert;∎ loan repayable on demand prêt remboursable sur demande;∎ loan against securities emprunt sur titres;∎ loan without security prêt à fonds perdus;∎ loan on trust prêt d'honneur;∎ loan to value = rapport entre le capital restant dû et la valeur du bien financéloan application demande f de prêt;loan application form dossier m de demande de prêt;loan back cession-bail f;ACCOUNTANCY loan capital capital m d'emprunt ou sur prêt;loan certificate titre m de prêt;loan charges frais m pl financiers;loan company société f de crédit;loan department service m des crédits;loan guarantee scheme = prêts bonifiés d'aide au développement des entreprises;loan insurance assurance f crédit;loan market marché m des prêts;loan maturity échéance f emprunt;FINANCE loan note titre m d'obligation, titre de créance;loan office organisme m de crédit;loan origination fee commission f de montage;loan repayment insurance assurance crédit;loan risk cover couverture f du risque de crédit;familiar loan shark usurier(ère) m, f;loan stock emprunt obligataire;loan transaction opération f de prêtprêter -
2 loan
loan [ləʊn]1 noun∎ a £500 loan un prêt de 500 livres;∎ to take out a loan faire un emprunt;∎ to apply for a loan demander un prêt;∎ to repay a loan rembourser un emprunt;∎ he asked me for a loan il m'a demandé de lui prêter de l'argent;∎ it's a loan, you can have it as a loan je vous le prête;∎ long/short-term loan prêt m/emprunt m à long/court terme;∎ secured loan prêt m/emprunt m gagé ou garanti;∎ unsecured loan, loan without security prêt m/emprunt m à découvert;∎ loan on or against securities emprunt m sur titre;∎ loan against security prêt m sur gage;∎ loan without security prêt m à fonds perdus;∎ loan at interest prêt m à intérêts;∎ loan at reduced rate of interest prêt m bonifié;∎ loan to value = rapport entre le capital restant dû et la valeur du bien financé;∎ Accountancy loans and advances to customers créances fpl clients;∎ Accountancy loans outstanding encours m;∎ Finance loan at call, loan repayable on demand prêt m remboursable sur demande;∎ Finance loan at notice prêt m à terme;∎ Finance loan on collateral prêt m sur gage ou sur nantissement;∎ Finance loan on mortgage prêt m hypothécaire ou sur hypothèque;∎ Finance loan on overdraft prêt m à découvert;∎ Finance loan on trust prêt m d'honneur∎ to give sb a loan of sth prêter qch à qn;∎ British may I have the loan of your typewriter? peux-tu me prêter ta machine à écrire?;∎ I have three books on loan from the library j'ai emprunté trois livres à la bibliothèque;∎ the book you want is out on loan le livre que vous voulez est sorti;∎ the picture is on loan to an American museum le tableau a été prêté à un musée américain;∎ she's on loan from head office le siège l'a envoyée chez nous pour un temps(c) Linguistics (mot m d')emprunt mprêter;∎ to loan sb sth, to loan sth to sb prêter qch à qn;∎ he asked me to loan him £20/my car il m'a demandé de lui prêter 20 livres/ma voiture►► Banking loan account compte m de prêt;loan agreement contrat m de prêt;Finance loan capital capital m sur prêt ou d'emprunt;Finance loan certificate titre m de prêt;Finance loan charges frais mpl financiers;loan collection collection f en prêt;Finance loan company société f de crédit, maison f de prêt;Finance loan department service m des crédits;Finance loan guarantee scheme prêts mpl bonifiés d'aide au développement des entreprises;loan insurance assurance f crédit;Finance loan market marché m des prêts;Finance loan note titre m d'obligation, titre m de créance;Finance loan office organisme m de crédit, maison f de prêt;Finance loan origination fee commission f de montage;loan repayment insurance assurance f crédit;loan maturity échéance f emprunt;loan risk cover couverture f du risque de crédit;familiar pejorative loan shark usurier(ère)□ mf;loan stock emprunt m obligataire;loan transaction opération f de prêt;Linguistics loan translation calque m -
3 negative
négatif(ive)FINANCE negative amortization amortissement m négatif;FINANCE negative amortization loan prêt m à amortissement négatif;FINANCE negative equity plus-value f immobilière négative, = situation où l'acquéreur d'un bien immobilier reste redevable de l'emprunt contracté alors que son logement enregistre une moins-value;FINANCE negative income tax impôt m négatif (sur le revenu);FINANCE negative pledge clause f de nantissement négative;FINANCE negative prescription prescription f extinctive;FINANCE negative saving épargne f négativeAbout 65,000 homeowners in Hong Kong are in negative equity, involving loans of HK$127 million (about US$16.3 million), 23% of total outstanding mortgage loans held by banks, the Hong Kong Monetary Authority said Tuesday. The number of people in negative equity, whose outstanding loan exceeds the current market value of their property, represents 14% of total mortgage borrowers, the territory's quasi-central bank said in a statement.
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